At the dog park early this morning - took a different route just for the change - do ou find when you go the same route every morning the beauty by the side blurs into familiarity. Does that happen with relationships too --- At the park the sun was just coming over the trees and the sparkle from the frost was twinkling all over the ground and green lushness of new grass was blanketing the park. The dog and I had a good morning she had her tennis ball I had the park.
Tuesday, April 3, 2012
Sunday, March 4, 2012
Darby Paoli Bridge near The Willows is OPEN!!!!
According to Ward 1 Commissioner Jim Higgins - Friends-- PennDot has completed restoration of the bridge on Darby-Paoli Rd., near the entrance to the Willows. The bridge and road are now open to traffic.
Jim Higgins
Commissioner
Radnor Twp.
Jim Higgins
Commissioner
Radnor Twp.
Wednesday, February 15, 2012
Urban ? Maybe Suburban Light Trees
Reading my Ecofriend e-mail I noticed where it spoke about Solar trees. The concept sounded like something which could work in some of the parlots of the local colleges and in the lots of local businesses to feed the street lights and illunination along the train lines too. The article did not go into the cost per tree.
Here is the link to the article
Here is the link to the article
Wednesday, January 18, 2012
Feng Shui your House?
Monday, January 9, 2012
Christmas Tree Collection in Radnor up till the 13th Jan 2012
This is from the Radnor Web page
Christmas Tree Collection back
Date of Record: December 28, 2011
The Public Works Highway Department will be collecting Christmas Trees until January 13, 2012. Trees must be placed at your curb for pickup.
Trees must be free of ornaments and trimmings as well as tree stands prior to pickup by the Township.
Christmas Tree Collection back
Date of Record: December 28, 2011
The Public Works Highway Department will be collecting Christmas Trees until January 13, 2012. Trees must be placed at your curb for pickup.
Trees must be free of ornaments and trimmings as well as tree stands prior to pickup by the Township.
Wednesday, January 4, 2012
Delaware Municipality moves away from the use of Fossil Fuels
Another Municipality moves away from the use of fossil fuels in their Waste Water Treatment facility Here is the link to the Article
Wednesday, December 28, 2011
New Lithium Air batteries could extend the range, and lighten Electric vehicles
I just read this article on a new type of battery being developed to lighten the electric vehicle and also extend the range of electric vehicles by using a different type of lithium battery - to read more click here
Tuesday, December 20, 2011
1617 Earlington Road offers $8000 to a buyer for closing costs
Thursday, December 15, 2011
Increase in Solar Power PV forcasted
Is the Use of Solar Power Growing? This is excerpted from Solar Thermal Magazine
New IDC Energy Insights Forecast Shows Worldwide Solar Photovoltaic Module Shipments Rising from 22.7 GW in 2011 to 43.8 GW in 2015 Global solar photovoltaic (PV) module shipments are forecast to grow from an estimated 22.7 GW in 2011 to 43.8 GW in 2015 according to IDC Energy Insights’ Worldwide Quarterly Photovoltaic Module Tracker. At [...]
READ MORE
New IDC Energy Insights Forecast Shows Worldwide Solar Photovoltaic Module Shipments Rising from 22.7 GW in 2011 to 43.8 GW in 2015 Global solar photovoltaic (PV) module shipments are forecast to grow from an estimated 22.7 GW in 2011 to 43.8 GW in 2015 according to IDC Energy Insights’ Worldwide Quarterly Photovoltaic Module Tracker. At [...]
READ MORE
Wednesday, December 14, 2011
Housing an Issue for the 2012 Election
HouseLogic, the consumer website for the National Association of Realtors has released the results from their latest survey. They found that when it comes to the upcoming 2012 election, jobs and housing are at the forefront of voters' minds.
Full Story: http://realtytimes.com/rtpages/20111213_election.htm
Full Story: http://realtytimes.com/rtpages/20111213_election.htm
Monday, November 28, 2011
Energy Saving and Green not always do you need to act right away
Good article - Many of the ideas make good sense - eating further down the food chain, reusing when you can, allowing for less frequent upgrades to wardrobes(fight the fashion industry), upgrading durable goods when they need to be with more energy efficient models.
Excerpt from the article is here
Simple Energy Saving = Money Saving. Don’t think you have to invest expensive home improvements that promise to pay for themselves in energy savings. Always do the math yourself. You will find that many costly energy-saving measures — IE: replacing windows in your home with more-energy-efficient models — often don’t make economic sense unless you’re going to stay in your home for many, many years. In general, it’s smart to upgrade to energy-efficient appliances and other energy saving items only when the time comes to replace a worn-out older model. Most homeowners will save more money and more energy by undertaking simple, inexpensive, do-it-yourself projects first, such as installing low flow toilets conversion, filling gaps around the house that let heat/cooling escape, adding extra insulation in the attic, installing programmable thermostats, and turning down your hot water heater, weather striping and sealing doors and windows, etc… According to the Energy Department, the typical older home has enough easily repairable energy-sucking gaps around windows, doors, etc., to be the equivalent of leaving the front door open all year long! Think about that, and then head out to the garage and get your tool belt and your caulking gun!.
Excerpt from the article is here
Simple Energy Saving = Money Saving. Don’t think you have to invest expensive home improvements that promise to pay for themselves in energy savings. Always do the math yourself. You will find that many costly energy-saving measures — IE: replacing windows in your home with more-energy-efficient models — often don’t make economic sense unless you’re going to stay in your home for many, many years. In general, it’s smart to upgrade to energy-efficient appliances and other energy saving items only when the time comes to replace a worn-out older model. Most homeowners will save more money and more energy by undertaking simple, inexpensive, do-it-yourself projects first, such as installing low flow toilets conversion, filling gaps around the house that let heat/cooling escape, adding extra insulation in the attic, installing programmable thermostats, and turning down your hot water heater, weather striping and sealing doors and windows, etc… According to the Energy Department, the typical older home has enough easily repairable energy-sucking gaps around windows, doors, etc., to be the equivalent of leaving the front door open all year long! Think about that, and then head out to the garage and get your tool belt and your caulking gun!.
Friday, November 25, 2011
Reaonable fees for yoth sports could be indanger in Radnor
The following is a letter from the president of the sports association to the public and the leaders of both the Radnor Township and the Radnor School Board
The Radnor Youth Sports Groups have been following the developments with respect to the renegotiation of a new grounds maintenance agreement between Radnor Township and Radnor Township School District. We believe that such an agreement is good for our community. However, we understand that the Request for Proposals solicited by the School District has produced some low cost bids which might be a significant cost advantage for the School District’s direct costs associated with grounds maintenance.
We also understand that the current Radnor Township budget reviews are in process and that all costs and revenues associated with a new grounds maintenance agreement have been removed. Also, the Township preliminary budget includes new permit fees for community groups of township residents which are substantial costs to those organizations, and presumably such permit fees do not include any potential School District fees. Consequently, as significant community users of public facilities, Township and School, the leaders of our group have been discussing alternatives to the current grounds maintenance agreement that is scheduled to terminate at the end of next month. There is great concern that the Township and School District are considering adding substantial costs to the community youth organizations despite the input from the leaders of the affected organizations. The use of public facilities should be open to the public without a fee, including non-profit community youth sports programs which are open to all residents and are heavily supported by community volunteers. Fees have never been levied against community youth programs, except for 2010 when the severe economic times led to adding such fees. We have stated that a modest permit fee would be reasonable, something like other townships in the area charge to community youth sports organizations in the range of $100 to $150 per field per season.
The Radnor Athletic Association would like to propose a REPLACEMENT of the current GROUNDS MAINTENANCE agreement with a new PUBLIC USE agreement that does not involve any grounds maintenance services from the Township. Our objective is to establish an agreement with the Township and the School District that preserves and protects public access and public uses of school property, as well as providing for usage of Township property for school events.
This new agreement is intended to benefit the community sports groups, the School District students, the neighbors of the various fields, parks and open space, the Township Recreation programs and all Radnor residents who enjoy recreational facilities and open space.
We recommend the following components in this proposal:
1. Township would provide facilities for school events, if appropriate Township facilities are available, when such facilities are needed for school events and are not otherwise booked for community events. This is nothing new and already exists.
2. Examples under #1 would include use of Township athletic fields when school needs cannot be met on school property, use of Township Building meeting rooms for School Board Meetings or similar public meetings or events, Township police for major events (e.g., July 4th fireworks traffic control).
3. School District would provide public access and public use of recreational facilities located on school property when not in use for school functions. This would be simply a continuation of existing access.
4. Examples under #3 would include tennis courts at Ithan ES, Radnor MS, Radnor HS; running track at Radnor HS; walking paths at Radnor MS, Radnor ES, Ithan ES; outdoor basketball courts at Radnor MS, Radnor HS, Wayne ES; non-scheduled use of athletic fields etc.
5. School District would provide use of school athletic facilities and indoor facilities, including gymnasiums, when such facilities are not needed for school events, for qualified non-profit community groups/programs and township sponsored recreation programs. This is essentially the same as what has been in place for many years.
6. There would be no costs or charges for usage between the Township and the School District, except for certain agreed upon costs that are recovered from user groups. This would be a new arrangement and the details would need to be worked out.
7. Examples under #6 would include the electricity costs for the usage of lights on athletic fields or similar actual added costs that are not normally incurred by the school district for regular school operations, maintenance and repairs.
8. Hours of public use, process for reserving facilities, insurance where needed, etc. would be similar to the current process.
9. Public use and non-profit community users that serve all Radnor residents would have priority over any private or for profit organizations that want to use or rent Township or School District recreational facilities.
9. Scheduling, notices to user groups, costs, fees and other details would be an operational process performed annually or by season. This would be coordinated by one or more administrative people at the School District, Township and representatives of the Radnor Athletic Association, and its member Community Sports Groups, in a similar manner as is coordinated currently. We expect that improvements to coordination could be included as needed to meet the needs and requirements of the user groups, the School District, the Township and the public. We envision a set of written procedures that can be used as guidelines and can be revised as needed, based on experience.
We anticipate that this agreement would not have a significant cost impact on the School district or the Township. It should be structured as a working agreement and allow for input from user groups, particularly the community sports groups. This idea is offered as a beneficial agreement for the community and the public served by Radnor Township and Radnor School District.
We understand that there could be some issues that might need to be aired and addressed for this proposal to be accepted. We would have representatives from the Radnor Athletic Association, and its member Community Sports Groups, meet with officials or administrators to discuss this proposal.
We look forward to the Township’s and School District’s response to this proposal and any suggestions about how to move forward expeditiously.
Bob Miccolis, President
Radnor Athletic Association
The Radnor Youth Sports Groups have been following the developments with respect to the renegotiation of a new grounds maintenance agreement between Radnor Township and Radnor Township School District. We believe that such an agreement is good for our community. However, we understand that the Request for Proposals solicited by the School District has produced some low cost bids which might be a significant cost advantage for the School District’s direct costs associated with grounds maintenance.
We also understand that the current Radnor Township budget reviews are in process and that all costs and revenues associated with a new grounds maintenance agreement have been removed. Also, the Township preliminary budget includes new permit fees for community groups of township residents which are substantial costs to those organizations, and presumably such permit fees do not include any potential School District fees. Consequently, as significant community users of public facilities, Township and School, the leaders of our group have been discussing alternatives to the current grounds maintenance agreement that is scheduled to terminate at the end of next month. There is great concern that the Township and School District are considering adding substantial costs to the community youth organizations despite the input from the leaders of the affected organizations. The use of public facilities should be open to the public without a fee, including non-profit community youth sports programs which are open to all residents and are heavily supported by community volunteers. Fees have never been levied against community youth programs, except for 2010 when the severe economic times led to adding such fees. We have stated that a modest permit fee would be reasonable, something like other townships in the area charge to community youth sports organizations in the range of $100 to $150 per field per season.
The Radnor Athletic Association would like to propose a REPLACEMENT of the current GROUNDS MAINTENANCE agreement with a new PUBLIC USE agreement that does not involve any grounds maintenance services from the Township. Our objective is to establish an agreement with the Township and the School District that preserves and protects public access and public uses of school property, as well as providing for usage of Township property for school events.
This new agreement is intended to benefit the community sports groups, the School District students, the neighbors of the various fields, parks and open space, the Township Recreation programs and all Radnor residents who enjoy recreational facilities and open space.
We recommend the following components in this proposal:
1. Township would provide facilities for school events, if appropriate Township facilities are available, when such facilities are needed for school events and are not otherwise booked for community events. This is nothing new and already exists.
2. Examples under #1 would include use of Township athletic fields when school needs cannot be met on school property, use of Township Building meeting rooms for School Board Meetings or similar public meetings or events, Township police for major events (e.g., July 4th fireworks traffic control).
3. School District would provide public access and public use of recreational facilities located on school property when not in use for school functions. This would be simply a continuation of existing access.
4. Examples under #3 would include tennis courts at Ithan ES, Radnor MS, Radnor HS; running track at Radnor HS; walking paths at Radnor MS, Radnor ES, Ithan ES; outdoor basketball courts at Radnor MS, Radnor HS, Wayne ES; non-scheduled use of athletic fields etc.
5. School District would provide use of school athletic facilities and indoor facilities, including gymnasiums, when such facilities are not needed for school events, for qualified non-profit community groups/programs and township sponsored recreation programs. This is essentially the same as what has been in place for many years.
6. There would be no costs or charges for usage between the Township and the School District, except for certain agreed upon costs that are recovered from user groups. This would be a new arrangement and the details would need to be worked out.
7. Examples under #6 would include the electricity costs for the usage of lights on athletic fields or similar actual added costs that are not normally incurred by the school district for regular school operations, maintenance and repairs.
8. Hours of public use, process for reserving facilities, insurance where needed, etc. would be similar to the current process.
9. Public use and non-profit community users that serve all Radnor residents would have priority over any private or for profit organizations that want to use or rent Township or School District recreational facilities.
9. Scheduling, notices to user groups, costs, fees and other details would be an operational process performed annually or by season. This would be coordinated by one or more administrative people at the School District, Township and representatives of the Radnor Athletic Association, and its member Community Sports Groups, in a similar manner as is coordinated currently. We expect that improvements to coordination could be included as needed to meet the needs and requirements of the user groups, the School District, the Township and the public. We envision a set of written procedures that can be used as guidelines and can be revised as needed, based on experience.
We anticipate that this agreement would not have a significant cost impact on the School district or the Township. It should be structured as a working agreement and allow for input from user groups, particularly the community sports groups. This idea is offered as a beneficial agreement for the community and the public served by Radnor Township and Radnor School District.
We understand that there could be some issues that might need to be aired and addressed for this proposal to be accepted. We would have representatives from the Radnor Athletic Association, and its member Community Sports Groups, meet with officials or administrators to discuss this proposal.
We look forward to the Township’s and School District’s response to this proposal and any suggestions about how to move forward expeditiously.
Bob Miccolis, President
Radnor Athletic Association
Friday, November 18, 2011
FHA Loan limits restored!!!
This news comes from a press release by the National Association of Realtors
Last night Congress restored the loan limits for the Federal Housing Administration (FHA) for two years.
As you know, in late September the FHA, Fannie Mae; and Freddie Mac loan limits were reduced in 42 states pricing potential home buyers out of the American Dream of home ownership and holding back the housing recovery.
NAR immediately went to work with the goal to get the loan limits restored in Congress. For weeks that goal seemed unlikely.
The reinstated FHA loan limit formula and cap change will help make mortgages more affordable and accessible for hard-working, middle-class families in 669 counties in 42 states and territories, where the average loan limit reduction after the reset last month was more than $68,000. The provision reinstates the FHA loan limits through 2013 at 125 percent of local area median home prices, up to a maximum of $729,750 in the highest cost markets, the floor will remain at $271,050. However, Congress chose not to apply the loan limits restoration to Fannie Mae and Freddie Mac. Fannie-and-Freddie-backed mortgages will remain at 115 percent of local area median home prices up to $625,500
Last night Congress restored the loan limits for the Federal Housing Administration (FHA) for two years.
As you know, in late September the FHA, Fannie Mae; and Freddie Mac loan limits were reduced in 42 states pricing potential home buyers out of the American Dream of home ownership and holding back the housing recovery.
NAR immediately went to work with the goal to get the loan limits restored in Congress. For weeks that goal seemed unlikely.
The reinstated FHA loan limit formula and cap change will help make mortgages more affordable and accessible for hard-working, middle-class families in 669 counties in 42 states and territories, where the average loan limit reduction after the reset last month was more than $68,000. The provision reinstates the FHA loan limits through 2013 at 125 percent of local area median home prices, up to a maximum of $729,750 in the highest cost markets, the floor will remain at $271,050. However, Congress chose not to apply the loan limits restoration to Fannie Mae and Freddie Mac. Fannie-and-Freddie-backed mortgages will remain at 115 percent of local area median home prices up to $625,500
Wednesday, November 2, 2011
New Market watch Feature Sales in your town by Month October now Available
Main line home sales now available to see. Let me know if you are interested in receiving one for your town call 610-909-3432 of send me an e-mail using tom@tomlowy.com
Here is what they look like ran this one for Wayne Pa 19087 This is available for multiple states as well I am told.
Here is what they look like ran this one for Wayne Pa 19087 This is available for multiple states as well I am told.
Wednesday, October 5, 2011
Positive news on the Housing Front
Even though real estate is local and the local real estate market here in South East PA has not had the difficulties experienced by other parts of the country this article from the CRS update news passes along some positive news about housing statistics.......Home Prices Continue to Rebound
U.S. home prices edged higher for the fourth consecutive month, according to the latest S&P/Case-Shiller Home Price Index. Both the 10-City and 20-City Composites rose 0.9 percent in July over June, and 17 of the 20 markets surveyed also posted monthly increases. Only Phoenix and Las Vegas posted home price declines for the month, while Denver remained unchanged.
On an annual basis, the 10-City and 20-Cty Composites recorded home price declines of 3.7 percent and 4.1 percent, respectively in July 2011 over the same month a year earlier. Eighteen of the markets surveyed also posted declines, with Minneapolis experiencing the biggest annual decline of 9.1 percent. Only Detroit and Washington, D.C., posted home price increases of 1.2 percent and 0.3 percent, respectively. Tue, Sep 27, 2011
U.S. home prices edged higher for the fourth consecutive month, according to the latest S&P/Case-Shiller Home Price Index. Both the 10-City and 20-City Composites rose 0.9 percent in July over June, and 17 of the 20 markets surveyed also posted monthly increases. Only Phoenix and Las Vegas posted home price declines for the month, while Denver remained unchanged.
On an annual basis, the 10-City and 20-Cty Composites recorded home price declines of 3.7 percent and 4.1 percent, respectively in July 2011 over the same month a year earlier. Eighteen of the markets surveyed also posted declines, with Minneapolis experiencing the biggest annual decline of 9.1 percent. Only Detroit and Washington, D.C., posted home price increases of 1.2 percent and 0.3 percent, respectively. Tue, Sep 27, 2011
Friday, September 30, 2011
Leaf collection in Radnor begins in November
One of the really nice things about living in Radnor township is fall leaf collection. Unlike our neighbors in Tredyffrin, Easttown, LM or Newtown, we in Radnor township are lucky enough not to have to bag our leaves and/or pay private trash contractors to come and pick them up. Curbside leaf collection is another wonderful benefit of being a Radnor resident. Here is a link to the page on the Radnor Township website for you to look up A-what district your street is in and B When is your district's scheduled pick-up
Tuesday, August 23, 2011
More Environmental Jobs coming to PA
According to Solar Thermal Magazine today there was an award of a 5 million dollar Pennsylvania grant for Becon Power corporation to build an energy storagfe facility in Hazle Township PA
Friday, August 19, 2011
Another Loyal Client
Testimonial for Tom Lowy 8-19-2011
Tom Lowy is the type of realtor who handles his clients with a high degree of professionalism and at the same time incorporates a personal touch to give you that “peace of mind”. Thank you Tom, for taking care of my real estate needs when I needed a true professional who understands the market. Please know that you will be recommended as the “PREFERRED” realtor to all of my family and friends looking to purchase or rent a home.
Edith Walters.
Tom Lowy is the type of realtor who handles his clients with a high degree of professionalism and at the same time incorporates a personal touch to give you that “peace of mind”. Thank you Tom, for taking care of my real estate needs when I needed a true professional who understands the market. Please know that you will be recommended as the “PREFERRED” realtor to all of my family and friends looking to purchase or rent a home.
Edith Walters.
Thursday, August 18, 2011
Housing foreclosure rates decline
This article is excerpted from the CRS Weekely on-line news letter:
Foreclosure Activity Continues to Decline
Foreclosure filings, including default notices, scheduled auctions and bank repossessions, were reported on 212,764 U.S. properties in July, a 4 percent decline from June and 35 percent from a year ago, according to the latest data from RealtyTrac, an online marketer of foreclosures. One in every 611 U.S. homes had a foreclosure filing during July, marking the 10th straight month of annual decreases in foreclosure activity and the lowest monthly total since November 2007.
“This string of decreases was initially triggered by the robo-signing controversy back in October 2010, which forced lenders to substantially slow the pace of foreclosing, but the downward trend in foreclosure activity has now taken on a life of its own,” says James J. Saccacio, RealtyTrac’s CEO. “It appears that the foreclosure processing delays, combined with the smorgasbord of national and state-level foreclosure preventions efforts — including loan modifications, lender-borrower mediations and mortgage payment assistance for the unemployed — may be allowing more distressed homeowners to stave off foreclosure,” he says.
Default notices fell 7 percent during the month from June and decreased 39 percent from July 2010. Foreclosure auctions fell 5 percent from June and declined 37 percent from a year ago. While bank-owned properties slipped 1 percent from the previous month, they were 27 percent below July 2010.
For the 55th straight month, Nevada posted the nation’s highest foreclosure rate, with one in every 115 homes receiving a foreclosure filing during the month. California had the nation’s second highest foreclosure rate, with one in every 239 homes receiving a foreclosure filing, followed by Arizona, with one in every 273 housing units receiving a foreclosure filing. Thu, Aug 11, 2011
Foreclosure Activity Continues to Decline
Foreclosure filings, including default notices, scheduled auctions and bank repossessions, were reported on 212,764 U.S. properties in July, a 4 percent decline from June and 35 percent from a year ago, according to the latest data from RealtyTrac, an online marketer of foreclosures. One in every 611 U.S. homes had a foreclosure filing during July, marking the 10th straight month of annual decreases in foreclosure activity and the lowest monthly total since November 2007.
“This string of decreases was initially triggered by the robo-signing controversy back in October 2010, which forced lenders to substantially slow the pace of foreclosing, but the downward trend in foreclosure activity has now taken on a life of its own,” says James J. Saccacio, RealtyTrac’s CEO. “It appears that the foreclosure processing delays, combined with the smorgasbord of national and state-level foreclosure preventions efforts — including loan modifications, lender-borrower mediations and mortgage payment assistance for the unemployed — may be allowing more distressed homeowners to stave off foreclosure,” he says.
Default notices fell 7 percent during the month from June and decreased 39 percent from July 2010. Foreclosure auctions fell 5 percent from June and declined 37 percent from a year ago. While bank-owned properties slipped 1 percent from the previous month, they were 27 percent below July 2010.
For the 55th straight month, Nevada posted the nation’s highest foreclosure rate, with one in every 115 homes receiving a foreclosure filing during the month. California had the nation’s second highest foreclosure rate, with one in every 239 homes receiving a foreclosure filing, followed by Arizona, with one in every 273 housing units receiving a foreclosure filing. Thu, Aug 11, 2011
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